Bob Peralta, a California Licensed Real Estate Broker for over 24 Years, helps homeowners and investors avoid foreclosure anywhere in California including Stockton, Lodi, Tracy, Mountain House, Livermore, Pleasanton, etc.

Get the important information you need, right here. Below is a list of informational material regarding short sales, foreclosures, and the things you need to know.  Feel free to download this material and/or call Bob Peralta @ 209-401-3572 for a free confidential assessment of your particular situation.

Mortgage Modification Resources

Making Home Affordable
An official program of the Departments of the Treasury and Housing and Urban Development for either a home loan modification and/or short sale alternative to foreclosure.

Hope Now

Fannie Mae Loan Lookup
(find out if your loan is owned by Fannie Mae)

Freddie Mac Loan Lookup
(find out if your loan is owned by Freddie Mac)

HUD (U.S. Department of Housing and Urban Development) Approved Counselors

NeighborWorks America

NeighborWorks America is the country’s preeminent leader in affordable housing and community development. We work to create opportunities for lower-income people to live in affordable homes in safe, sustainable neighborhoods that are healthy places for families to grow. Headquartered in Washington, DC, NeighborWorks America operates through a national office, two regional offices and seven district offices.  

Stockton Neighborworks office  at:

3133 West March Lane, Suite 100
Stockton, CA 95219

Luis Sanchez @ 209-473-4363
 

Catholic Charities USA

Catholic Charities USA is the national office for local Catholic Charities agencies and affiliates nationwide. Catholic Charities USA provides strong leadership and support to enhance the work of local agencies in their efforts to reduce poverty, support families, and empower communities.

Catholic Charities USA's members provide help and create hope for more than 9 million people of all faiths each year.

Money Management International, Inc

At Money Management International (MMI), our mission is to improve lives through financial education.

MMI is the largest nonprofit, full-service credit counseling agency in the United States. Since 1958, we have been helping consumers find the tools and solutions they need to achieve financial freedom. We provide professional financial guidance, credit counseling, community-wide educational programs, debt management assistance, bankruptcy counseling and education services, and housing counseling assistance to consumers via phone, Internet and in-person sessions. MMI is a member of the National Foundation for Credit Counseling (NFCC) and The Association of Independent Consumer Credit Counseling Agencies (AICCCA).

 Avoid Foreclosure: California

 California Consumer Home Mortgage Information

	Are You Living Under the Cloud of an Unmanageable Mortgage Learn how to get out from under the cloud of an unmanageable mortgage.
	Tipping the Scales Toward Foreclosure? Resolve to shed the weight of an unmanageable mortgage and make a fresh start in 2012!
	Mortgage Payments Weighing You Down? Give yourself the gift of a fresh start
	Change the Course! And Navigate Away from an Unmanageable Mortgage
	Need a Helping Hand? If the market and your mortgage have tossed you a curve, you're not alone.
	Is Your Mortgage Payment Dragging You Down? Honest Answers for Avoiding Foreclosure.
	At the End of Your Rope? 10 ways to avoid the stress of foreclosure
	Missing Mortgage Payments? It's Never Too Late! What to do if you're missing payments and want to find ways to avoid foreclosure
	Short Sales vs Foreclosures Learn the differences between a short sale and foreclosure
	Feeling Trapped by Your Mortgage? Learn more about your options
	Caution: Protect Yourself Against Mortgage Relief Scams Protect yourself for mortgage relief scams
	Don't Walk Away From Your Mortgage Why you shouldn't walk away from your mortgage
	Mortgage Crisis Easier Government and lenders programs for distressed homeowners
	Feeling Financially Squeezed The short sale foreclosure alternative
	Make Financial Stability Your Resolution Foreclosure Stress Never Goes on Holiday
	Freezes in Foreclosure Think a Foreclosure Moratorium Will Save Your Home?
	On the Edge of Losing Your Home? The options available to a homeowner faced with foreclosure.
	Short Sale vs. Foreclosure The benefits of a short sale as a dignified solution to foreclosure.
	Hidden Costs of Bankruptcy Understand the consequences and alternatives to bankruptcy.
	Credit Score Issues Understand the credit implications of foreclosure avoidance.
	A Dignified Solution The range of options for homeowners with financial hardship.
	Cash for Short Sales Get the full list of short sale benefits.
	Government Program Surveys Find Out Your Eligibility.
	Understanding HAFA A straightforward explanation of HAFA and what it means to you.
	Avoiding Mortgage Modification Fraud Don't Fall for Mortgage Modification Scams.
	Strategic Defaults are NOT Strategic Why Strategic Defaults are NOT Strategic.
	Your First Steps To Avoid Foreclosure Understand your first steps and options when facing foreclosure.
	Short Sale & Deed-In-Lieu Understand the details and consequences of two dignified solutions to an upside-down mortgage situation.
	The Truth About Mortgage Modifications The Truth About Mortgage Modifications
	7 Short Sale Myths The 7 most dangerous short sale myths identified and explained.
	Foreclosure Vs. Short Sale A side-by-side comparison of the consequences of foreclosure and a short sale.
	Options and Solutions Highlighting 10 alternatives to foreclosure for distressed property homeowners.